At Sanomi, our personal finance brokers excel in personal loans. We understand lender requirements thoroughly and utilize this knowledge to find the ideal loan for you. We’ll offer you the top choices for personal car loans, and once you approve, you could have the funds rapidly.
Personal Finance
The features of an unsecured personal loan
Rate Comparison Savings
We compare a range of lenders in the personal finance sector to secure a low-rate option that suits your needs, coupled with minimal fees.
No Collateral Required
Our unsecured loans mean you don’t need to risk valuable assets like your car or home equity as security.
Flexible Loan Amounts up to $75,000
Whether you need a modest $2,000 or up to $75,000, our loans cater to various financial requirements.
Swift Money Transfer
The absence of collateral quickens the process, with immediate decisions in 60 seconds before your formal application, and money transferred within 24 hours.
Customisable Loan Terms and Payment Schedules
Choose your repayment term, from one to seven years, with the flexibility of weekly, fortnightly, or monthly payments.
Fixed or Variable Rate Options
Enjoy the liberty to select between fixed and variable interest rates for your unsecured personal loan.
Versatile Usage
Use your loan for anything – debt consolidation, home upgrades, holidays, or a mix of purposes.
Types of personal loans
- Unsecured Personal Loans
- Low-interest Personal Loans
- Debt Consolidation Loans
- Travel Loans
- Wedding Loans
- Bad Credit Loans
Caravan Loans
Your Gateway to Exploring Australia
Dream of journeying across Australia in a caravan? A Secured Caravan Loan might just be your ideal solution. Functioning as a Consumer Loan, this financing option uses the caravan as security. This typically leads to lower interest rates and more manageable repayment plans than other financing methods.
Secured Caravan Loan Features:
- Loan Amounts: Borrow from $3,000 up to $300,000 for your caravan purchase.
- Age and Type of Caravan: Finance available for both new and used caravans, as long as they are up to 25 years old.
- Flexible Loan Terms: Choose a loan duration that works for you, with options ranging from 2 to 7 years.
- Quick Funding: Get the funds secured for your caravan within 24 hours.
- Repayment Schedule Options: Decide on a repayment frequency that suits your budget – weekly, fortnightly, or monthly.
- Fixed Interest Rate: Enjoy the stability of a fixed interest rate, ensuring your repayments remain consistent without any surprises.
Motorbike Finance
Motorbike Finance Made Easy with Sanomi
Get on the road faster with your new bike through Sanomi’s hassle-free financing. Our dedicated finance experts are committed to ensuring you enjoy your ride with the peace of mind that comes from securing a loan with the lowest rates and most affordable repayments available.
Features of Sanomi’s Secured Motorbike Loan:
- Loan Amount Range: Access motorbike loans ranging from $5,000 to $150,000.
- Competitive Interest Rates: Enjoy lower interest rates compared to unsecured loans, making your dream bike more affordable.
- Fixed Interest Rate: Benefit from a fixed interest rate, giving you clarity and consistency in your repayments.
- Repayment Flexibility: Choose from weekly, fortnightly, or monthly repayment options to suit your financial rhythm.
- Varied Loan Terms: Select a loan term that fits your needs, with durations available from 1 to 7 years.
- Usage Versatility: Our loans are suitable for both personal and business use, catering to diverse needs and lifestyles.
Boat Finance
Your Seamless Path to Owning the Perfect Boat.
At Sanomi, we excel in assisting Australians to effortlessly secure financing for their dream boat or leisure craft, ensuring maximum satisfaction with minimal hassle. Our team takes care of the bulk of the work in your boat loan application, streamlining the entire process online with expert handling. Whether you’re eyeing a brand-new vessel from a dealer or a used boat in a private sale, we’re here to facilitate your purchase. Start your boat finance journey with us today by requesting a no-obligation quote.
Our Secured Boat Loan, a favorite among our lending options, simplifies the process of financing your boat purchase, mirroring the steps of acquiring other loan types.
Features of a Secured Boat Loan:
- Loan Range: Access boat loans from $1,500 to $2,000,000.
- Age and Type of Boat: Finance available for new or used boats, up to 20 years old.
- Loan Terms: Choose from flexible loan durations of 2 to 7 years.
- Quick Funding: Receive financing within 3 business days.
- Potential Tax Deductions*: If the boat is for business use, you might be eligible for a tax deduction. (*Consult your accountant for eligibility.)
Competitive Interest Rates
With a broad panel of lenders, we help you compare and select a loan with the most favourable interest rate for your situation.
Repayment Flexibility
Repay your boat loan over a period of 1 to 7 years, tailored to your financial needs.
New or Used Boats
From small tin boats to luxurious yachts, we assist in sourcing and financing boats across Australia.
Up to 100% Financing
We can facilitate loans covering up to 100% of your boat’s purchase price, subject to your borrowing capacity, with no deposit required.
Commercial Boat Solutions
For business-related boat needs, like running a fishing company, we offer commercial finance options such as chattel mortgages or leasing agreements.
Pre-approvals
Get a pre-approval through Sanomi to understand your budget better before you start your boat shopping journey.
